An investigator at a bank triggered a review in relation to potential misuse of legal persons and a complex network of corporate entities owned by customer A. For the investigator to provide a holistic view of the underlying risk, which action should be the initial focus of the investigation?

• A. Review the customer due diligence documents of each entity and examine the year of incorporation and onboarding channel.
• B. Find out whether customer A has relationships with other financial institutions.
• C. Conduct a network link analysis on all customers of the bank.
• D. Use data analytics to extract and analyze the linkages between the different entities.

A SAR/STR on cash activity is filed for a company registered in the Marshall Islands operating a Mediterranean beach bar and hotel. The company has three nominee directors, one nominee shareholder, and another individual declared as both the beneficial owner and authorized signatory. Which information is key for law enforcement's physical surveillance of cash activity? (Select Two.)

• A. The company's operating address
• B. The identification details o' the nominee shareholder
• C. The company's registered address
• D. The identification details the nominee directors
• E. The identification details of the beneficial owner and authorized signatory

A financial institution <FI> might use which option as intelligence to file a SAR/STR?

• A. The Fl discovers a large number of securities transactions that appear to be related to day trading.
• B. The Fl is unable to obtain evidence of required licensing or registration despite suspicion of money transmitting.
• C. A customer receives a large, one-time wire from a law firm.
• D. A customer makes several deposits in one month that appear to exceed their expected monthly income.

Which scenarios are common to money laundering through online marketplaces and trade-based money laundering? (Select Two.)

• A. Use of multiple freight forwarding or export companies
• B. No evidence of delivery of goods or shipping expenses
• C. Use of fraudulent letters of credit
• D. Over-valuation of the stated price of goods
• E. Frequent conversion of foreign currency

Law enforcement (LE) suspects human trafficking to occur during a major sporting event LE officers asked several financial institutions (FIs) to monitor financial transactions occurring before, during, and after the event.
An investigator identified a pattern linked to a business. The business' account received multiple even dollar deposits between midnight and 4:00 AM. They occurred each day for several days prior to the date of the sporting event. Also, large cash deposits, typically between 2,000 USD and 3,000 USD. made by a person to the business' account occurred in many branches in the days after the sports event.
There was little information about the company. The company did not have any history of employee payroll expenses or paying taxes. Expenses from the business account included air travel and hotel expenses. Searches about the person making cash deposits showed little. An online social media platform webpage with the individual's name showed ads for dates1' and "companionship." The Fl wants to create an automated alert for human trafficking money laundering after this investigation.
Which activity type should they target?

• A. Payments made for virtual currency
• B. Payments made to multiple hotels in the same city
• C. Multiple deposits between midnight and 4:00 AM
• D. Deposits made within days of major sporting events