최신Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 - Virginia-Life-Annuities-and-Health-Insurance무료샘플문제
문제1
(Which one of the following statements about the automatic premium loan provision in a life insurance policy is true?)
(Which one of the following statements about the automatic premium loan provision in a life insurance policy is true?)
정답: B
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문제2
To determine whether unfair trade practices have been violated, who has the power to examine a licensee's books and records?
To determine whether unfair trade practices have been violated, who has the power to examine a licensee's books and records?
정답: A
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문제3
Which benefit is usually excluded from major medical plan coverage?
Which benefit is usually excluded from major medical plan coverage?
정답: B
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문제4
An agent learned that a client covered by a large employer group health plan has just suffered kidney failure. Which health plan will be primary during the months immediately following the onset of kidney failure?
An agent learned that a client covered by a large employer group health plan has just suffered kidney failure. Which health plan will be primary during the months immediately following the onset of kidney failure?
정답: D
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문제5
The voluntary act of terminating an insurance contract is called:
The voluntary act of terminating an insurance contract is called:
정답: A
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문제6
When must an agent provide an outline of coverage to an applicant for long-term care insurance?
When must an agent provide an outline of coverage to an applicant for long-term care insurance?
정답: B
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문제7
An example of the unfair trade practice known as twisting is:
An example of the unfair trade practice known as twisting is:
정답: D
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문제8
(Which of the following is one characteristic of a SIMPLE IRA plan?)
(Which of the following is one characteristic of a SIMPLE IRA plan?)
정답: A
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문제9
Which type of Medicare Supplement information can be used without prior Commonwealth approval?
Which type of Medicare Supplement information can be used without prior Commonwealth approval?
정답: C
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문제10
If two group health insurance plans have coordination of benefits provisions, the plan that pays first is called the:
If two group health insurance plans have coordination of benefits provisions, the plan that pays first is called the:
정답: B
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문제11
Which is a lawful cause for cancellation of an individual long-term care insurance policy by the insurer?
Which is a lawful cause for cancellation of an individual long-term care insurance policy by the insurer?
정답: A
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문제12
An unpaid policy loan may terminate a life insurance contract when the amount of the loan plus accrued interest exceeds the:
An unpaid policy loan may terminate a life insurance contract when the amount of the loan plus accrued interest exceeds the:
정답: D
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문제13
The PRIMARY purpose of credit life insurance is to:
The PRIMARY purpose of credit life insurance is to:
정답: D
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문제14
An IRA owner names the spouse as beneficiary. Which is true if the owner dies before any distributions are made?
An IRA owner names the spouse as beneficiary. Which is true if the owner dies before any distributions are made?
정답: C
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