최신Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer - Ok-Life-Accident-and-Health-or-Sickness-Producer무료샘플문제
문제1
One advantage of a whole life insurance policy is that it offers
One advantage of a whole life insurance policy is that it offers
정답: B
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문제2
The type of annuity in which all payments cease upon the death of an annuitant is referred to as a
The type of annuity in which all payments cease upon the death of an annuitant is referred to as a
정답: B
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문제3
In addition to the application, MIB, or consumer reports, underwriters can acquire information from all of the following EXCEPT
In addition to the application, MIB, or consumer reports, underwriters can acquire information from all of the following EXCEPT
정답: C
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문제4
Spouses want to purchase a life insurance policy that will pay benefits at the death of the first spouse. This is an example of a
Spouses want to purchase a life insurance policy that will pay benefits at the death of the first spouse. This is an example of a
정답: B
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문제5
The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to as
The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to as
정답: A
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문제6
With the exception of non-payment of premiums, no life insurance policy shall be contestable after it has been in force during the lifetime of the insured for
With the exception of non-payment of premiums, no life insurance policy shall be contestable after it has been in force during the lifetime of the insured for
정답: A
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문제7
Employees covered by an employer health plan are issued an insurance
Employees covered by an employer health plan are issued an insurance
정답: A
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문제8
A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is
A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is
정답: C
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문제9
An insurance producer who knowingly and willfully makes a fraudulent statement relating to an application for insurance is subject to all of the following EXCEPT
An insurance producer who knowingly and willfully makes a fraudulent statement relating to an application for insurance is subject to all of the following EXCEPT
정답: B
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문제10
A licensee who has a change of address must notify the Insurance Commissioner within
A licensee who has a change of address must notify the Insurance Commissioner within
정답: B
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문제11
The ownership provision of a life insurance policy states that during the insured individual's lifetime, the rights and privileges belong to the
The ownership provision of a life insurance policy states that during the insured individual's lifetime, the rights and privileges belong to the
정답: D
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문제12
If a primary beneficiary dies, life insurance benefits are then paid to
If a primary beneficiary dies, life insurance benefits are then paid to
정답: C
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문제13
An insured with a major medical policy has a per cause deductible of $100. Over the course of the year, the insured visits the doctor's office three times for injuries. Excluding the premium, what is the MINIMUM amount the insured MUST pay for the year if each visit costs $200?
An insured with a major medical policy has a per cause deductible of $100. Over the course of the year, the insured visits the doctor's office three times for injuries. Excluding the premium, what is the MINIMUM amount the insured MUST pay for the year if each visit costs $200?
정답: D
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문제14
How are benefits treated for tax purposes if an individual is receiving disability insurance benefits from a group policy paid for by his employer?
How are benefits treated for tax purposes if an individual is receiving disability insurance benefits from a group policy paid for by his employer?
정답: C
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문제15
Returning part of the commission or giving anything of value to the insured as an inducement to buy a policy is
Returning part of the commission or giving anything of value to the insured as an inducement to buy a policy is
정답: B
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