최신CISI Investment Funds in Canada (IFC) - IFC무료샘플문제

A. A management company

B. A subsidiary company

C. An insurance company

D. A trust company

A. Establish a diversified GIC portfolio with laddered dates of maturity.

B. Invest in highly correlated assets to minimize portfolio risks.

C. Avoid combining fixed-income and equity securities.

D. Maximize monthly dividend distributions through common stocks.

A. $2,250

B. $4,500

C. $5,000

D. $0

A. If the market goes up by 5%, the Optima Fund should go up by 7%

B. If the market goes down by 10%, the Optima Fund should go up by 11.4%

C. If the market goes down by 5%, the Optima Fund should go down by 5.7%

D. If the market goes up by 10%, the Optima Fund should go up by 11.4%

A. If Jacinta determines that there is a reasonable purpose for sharing the list with Saabir, she can disclose the information to Saabir without obtaining prior consent from the clients.

B. If Saabir promptly discloses that he has collected the clients ' personal information from Jacinta without their consent, Saabir can use the information for a new stated purpose.

C. If Jacinta shares the list with Saabir without obtaining the clients ' prior consent, she will be in breach of the Personal Information Protection and Electronic Documents Act (PIPEDA).

D. If Saabir obtains prior consent from Jacinta to use the clients ' personal information for a reasonable purpose, Saabir can contact the clients to inquire about their insurance needs.

A. Integrity

B. Compliance conduct

C. Professionalism

D. Duty of care

A. When she converts her RRSP to a RRIF, she will incur a tax liability.

B. She will be subject to annual maximum withdrawal limits.

C. She will be able to continue contributing to her RRIF and be subject to the same annual limits as her RRSP.

D. She does not have to withdraw the minimum amount this year.

A. Fund Facts

B. Simplified Prospectus

C. Management Reports of Fund Performance

D. Annual Information Form

A. It is the number used to gross-up Canadian dividend income.

B. It is the tax rate applied to the next dollar earned.

C. It is the tax rate used in calculating taxable capital gains.

D. It is an amount resulting from dividing your total tax liability by your taxable income for the year.

A. Moderate both biases identified.

B. Moderate the first bias and adapt to the second.

C. Conform to the first bias and moderate the second.

D. Conform to both biases identified.

A. the cost of all goods produced

B. the market value of goods and services sold to final users

C. total income of all employed individuals

D. the value of work done by volunteers

A. The asset allocation of a lifecycle fund is set based on the age demographic of its unitholders and remains the same for the time frame of the lifecycle fund.

B. All lifecycle funds start with equal allocations to cash, fixed income and equities before being re- balanced.

C. As Sheldon gets older, the life cycle asset allocation changes from more risky to less risky.

D. Investor income is the only basis for changing the asset allocation of a lifecycle mutual fund.

A. It provides a snapshot of a company ' s financial position at a specific point in time

B. It shows the amount of profit that is reinvested in the company in the form of retained earnings.

C. It shows the amount of capital contributed to the company by its shareholders or owners.

D. It shows the earnings and expenses of a business over a period of time.

A. Current yield includes in the calculation the time to maturity.

B. Yield-to-maturity accounts for the reinvestment of coupon payments.

C. Yield-to-maturity is based on the current market value of the bond, not the price paid.

D. Capital gains or capital losses are reflected in the current yield calculation.