최신AFP Certified Treasury Professional - CTP무료샘플문제
문제1
A company is looking to improve its collection rate of returned checks. If the company implements re- presented check entry (RCK) with its bank, it might see a reduction in what type of returned items?
A company is looking to improve its collection rate of returned checks. If the company implements re- presented check entry (RCK) with its bank, it might see a reduction in what type of returned items?
정답: C
문제2
A high-yield, non-investment-grade security is commonly referred to as which of the following?
A high-yield, non-investment-grade security is commonly referred to as which of the following?
정답: A
문제3
The term "factoring" refers to a:
The term "factoring" refers to a:
정답: C
문제4
Which of the following is subject to transaction exposure?
Which of the following is subject to transaction exposure?
정답: A
문제5
The primary bank for a major multinational company would use an overlay structure for euro zone cash concentration under which of the following circumstances?
The primary bank for a major multinational company would use an overlay structure for euro zone cash concentration under which of the following circumstances?
정답: C
문제6
Which of the following payment instruments can provide predictable collection float?
I. Wire transfer
II. Check
III. ACH
IV. Cash
Which of the following payment instruments can provide predictable collection float?
I. Wire transfer
II. Check
III. ACH
IV. Cash
정답: C
문제7
Which of the following statements are true about collected balances?
I. They can be lower than ledger balances.
II. They are influenced by the bank's availability schedule.
III. They exclude negative account balances.
IV. They may generate an earnings credit.
Which of the following statements are true about collected balances?
I. They can be lower than ledger balances.
II. They are influenced by the bank's availability schedule.
III. They exclude negative account balances.
IV. They may generate an earnings credit.
정답: B
문제8
The Treasury Manager is forecasting sales based on historical data. It was observed that sales decreased sharply in December last year, normally a high sales volume period. Further investigation indicated that a severe winter storm was experienced across the Southeastern United States. How should this event be classified in the forecast when considering the sales trends?
The Treasury Manager is forecasting sales based on historical data. It was observed that sales decreased sharply in December last year, normally a high sales volume period. Further investigation indicated that a severe winter storm was experienced across the Southeastern United States. How should this event be classified in the forecast when considering the sales trends?
정답: D
문제9
A company has a high value for its current ratio. What does this suggest in terms of liquidity and risk?
A company has a high value for its current ratio. What does this suggest in terms of liquidity and risk?
정답: D
문제10
A call option is said to be "in-the-money" when the market price of the underlying security is:
A call option is said to be "in-the-money" when the market price of the underlying security is:
정답: B
문제11
If the spot foreign exchange rate and the forward foreign exchange rate are the same between two countries, which of the following is implied?
If the spot foreign exchange rate and the forward foreign exchange rate are the same between two countries, which of the following is implied?
정답: A
문제12
The goal of investor relations is to:
The goal of investor relations is to:
정답: C
문제13
Treasury management systems help cash managers do which of the following?
I. Reduce borrowing expenses
II. Initiate transfers
III. Determine cash position
IV. Obtain account balances
Treasury management systems help cash managers do which of the following?
I. Reduce borrowing expenses
II. Initiate transfers
III. Determine cash position
IV. Obtain account balances
정답: C
문제14
An analysis of variances from expected cash flows is used to:
An analysis of variances from expected cash flows is used to:
정답: D