최신ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) - CAMS7무료샘플문제

A. Lower the employment rate.

B. Reduce confidence in the country's financial sector.

C. Dissuade government tax incentive programs

D. Reduce volatility in exchange and interest rates.

E. Dissuade foreign investment.

A. Bringing a property back to market quickly after purchasing it

B. Using cash to purchase property

C. Paying an invoice to a media company via online banking for property marketing

D. Using a registered trust to transfer ownership

A. non-financed purchases

B. paying true market price for a property

C. purchases in the name of a natural person

D. cross-border purchases

A. Request additional source-of-funds information

B. Automatically close the account

C. Ignore the activity due to account age

D. Remove the customer from monitoring systems

A. Internal collusion or misconduct risk

B. Reputational risk only

C. Model risk

D. Currency fluctuation risk

A. The EU bank considers the origin and destination countries Involved in the transactions to be high-risk.

B. The EU bank received no originator or beneficiary information for the wire transfers.

C. The customer specializes in the import and export of petrochemical products.

D. Media searches reveal a report that the customer was accused of misconduct three years ago.

E. The customer's activity includes multiple cross-border transactions involving various counterparties.

A. Each jurisdiction can reach out to the FATF for private access to the interpretive notes to the 40 Recommendations

B. The 40 Recommendations have not been updated to reflect the impact of new technology

C. The 11 Immediate Outcomes are recommendations specific to high-risk jurisdictions requiring enhanced monitoring.

D. The cornerstone of the 40 Recommendations is the adoption of a risk-based approach by each jurisdiction

A. Engagement of third-party art advisors as representatives at art auctions

B. Use of art storage facilities located in tax-free zones

C. Paying fair market value or premium prices for valuable art, gems, or precious metals at auction

D. Use of art and antiquity experts to verify an item's authenticity

E. High-quality single pieces of significant value sold on social media platforms

A. Ensuring group policies and procedures prioritize adherence to US regulations because they are the most influential worldwide.

B. Ensuring group policies cater to compliance with each country's specific AML and sanctions regulations.

C. Ensuring sanctions coy on international bodies like the UN because there is no requirement to adhere to local laws.

D. Applying global AFC and sanctions policies to ensure consistency without the need to adapt to local regulations.

A. Allowing unrestricted override authority

B. Reducing compliance training frequency

C. Segregation of duties and employee screening

D. Eliminating internal audits

A. Frequent debit card usage locally

B. Payments involving nested correspondent accounts and sanctioned regions

C. Low account balances

D. Regular domestic utility payments