최신ACAMS Certified Anti-Money Laundering Specialists - CAMS무료샘플문제

A. rules governing the disclosure of beneficial ownership by the jurisdiction.

B. ease of travel to the jurisdiction.

C. permissibility of bearer shares.

D. amount of annual fees associated with the jurisdiction.

A. The recent change in the timing of deposits and withdrawals in the account

B. The fact that the account holder is well known to the bank staff

C. The customer's work history and the amount of his monthly retirement check

D. The fact that the customer has lived in the area and has banked at this bank for 25 years

A. Subpoena documents from FIs that have no presence in the US.

B. Allow all US regulators to place a non-US Fl on the Specially Designated Nationals and Blocked Persons List.

C. Sanction a country when an individual Fl does not comply with US law.

D. Revoke the banking licenses of non-US FIs in countries outside the US.

A. To issue their own recommendations, considering local typologies, ignoring the FATF 40 recommendations

B. To work independently from FATF and to be closely involved in improving law enforcement outcomes in their regions

C. To enforce implementation of the FATF recommendations amongst its member countries

D. To work in parallel with FATF by operating on the basis of (mutual, joint, or common) recognition of their work

A. The World Wide Network of Information Sharing

B. USA PATRIOT Act Communications System

C. Mutual Legal Assistance Treaties

D. The International Agreement for Mutual Assistance

A. Submit a suspicious activity report to the national financial intelligence unit.

B. Determine if the suspected accounts are being accessed by a common person, telephone number, or device.

C. Review the account history and determine if there are previous payments to charity accounts.

D. Reconcile the stated purpose of the account with actual transaction history and compare with peer groups.

E. Contact the appropriate law enforcement agency and report the account activity.

F. Establish the frequency with which the funds are moved in and out of the accounts.

A. Companies operating retail shops countrywide

B. Companies operating in cash intense businesses not subject to licensing requirement

C. Companies operating in cash intense businesses subject to licensing requirement

D. Companies operating hospitals and health-care services

E. Companies producing pharmaceutical products and medical devices, companies active in the mining industry

A. Establish AML/CFT standards and typologies

B. Address AML/CFT technical assistance of individual members

C. Identify jurisdictions with weak AML/CFT regimes

D. Issue country-specific Mutual Evaluation reports

E. Protect the reputation and standing of FATF

A. There is little information readily available to the broker confirming the source of the funds

B. Physical certificates may be provided to nominees for deposit or settled in off-market transactions

C. The trade information on a physical certificate can be easily altered

D. Physical certificates do not expire and may be held by the owner for perpetuity

A. As applicable to customers that pose higher money laundering or terrorist financing risk

B. With an annual compliance review and approval of customers

C. As an ongoing activity that may vary commensurate with the risk profile of the customer

D. With a one-time event conducted at initial customer onboarding

A. A client paid the quarterly life insurance premium using money orders from two different banks.

B. A corporation owns several affiliates and recently opened separate group life insurance policies for each ofthe affiliates.

C. A client from a high-risk jurisdiction recently purchased property insurance for a real-estate development.

D. A client established a $100,000 charitable annuity with a non-profit organization that provides health andsafety assistance internationally.

A. All U.S. citizens and permanent residents regardless of where they are located, all U.S.-incorporated entities and their foreign branches, and all individuals and entities within the United States.

B. All U.S. citizens except those with dual nationality, U.S. permanent residents, all U.S.-incorporated entities, and all individuals within the United States.

C. All U.S. citizens and permanent residents while located in the U.S., all U.S.-incorporated entities and their foreign branches, and all individuals within the United States.

D. All U.S. citizens and permanent residents regardless of where they are located, all U.S.-incorporated entities excluding their foreign branches, and all individuals and entities within the United States.

A. A commercial client in the export business regularly receives wire transfers from high risk countries

B. An unknown client purchases multiple monetary instruments for one person during the course of one day

C. Client converts 500 Euro in mixed denomination notes to small denomination U.S. bills in a single transaction

D. An unknown client pays $1,000 in cash for an urgent transfer to a high risk country

A. The institution's Board of Directors

B. The designated AML Compliance Officer

C. The government regulator examining the AML program

D. All employees with customer contact

A. The flow of funds both in and out are complex and hard to trace

B. The charity has several incoming international funds transfers

C. The charity has had a high a high turnover rate of official positions

D. The charity is headquartered in a country on the Office of Foreign Assets Control list

A. Setting international standards that aim to prevent

B. Serving as an authoritative body in the field of anti-corruption

C. Serving as a united body of financial intelligence units across the world

D. Serving as a prudential regulator for global financial institutions

E. AML Providing a platform for the secure exchange of financial intelligence

A. A local convenience store that replenishes the onsite automated teller machine (ATM) with cash from its till

B. A large multinational corporation with extensive, documented wire transfer activity

C. A local used car sale lot that allows individuals to pay their monthly bill in cash

D. A virtual asset service provider (VASP), facilitating peer-to-peer cryptocurrency transactions