최신IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) - CRCM무료샘플문제
문제1
If the returned check is an electronic item that is not a representation of a , Reserve Banks will indemnify a bank to which the check is returned if the bank incurs losses as a result of indemnities the bank would be required to make under Regulation CC in
connection with a substitute check later created from the returned check. A Reserve Bank will not be liable, however, if the loss could be attributed to a lack of good faith or failure to exercise ordinary care on the part of any person who handled the item.
If the returned check is an electronic item that is not a representation of a , Reserve Banks will indemnify a bank to which the check is returned if the bank incurs losses as a result of indemnities the bank would be required to make under Regulation CC in
connection with a substitute check later created from the returned check. A Reserve Bank will not be liable, however, if the loss could be attributed to a lack of good faith or failure to exercise ordinary care on the part of any person who handled the item.
정답: C
문제2
Under Regulation U, prior to extending credit secured by margin stock for more than $100,000, a national bank must obtain which of the following?
Under Regulation U, prior to extending credit secured by margin stock for more than $100,000, a national bank must obtain which of the following?
정답: D
문제3
Following institutions comes under the heading of:
Institutions subject to the commodity Futures Trading Commission
The Federal Agriculture Mortgage Corporation or institutions charted and operating under the Farm credit Act
Institutions charted by Congress to engage in securitizations, secondary market sales, or similar transactions, provided that the institution does not sell or transfer nonpublic personal information to nonaffiliated third parties
Following institutions comes under the heading of:
Institutions subject to the commodity Futures Trading Commission
The Federal Agriculture Mortgage Corporation or institutions charted and operating under the Farm credit Act
Institutions charted by Congress to engage in securitizations, secondary market sales, or similar transactions, provided that the institution does not sell or transfer nonpublic personal information to nonaffiliated third parties
정답: A
문제4
When may an automatically renewable time deposit account be considered for inclusion in the unclaimed property report?
When may an automatically renewable time deposit account be considered for inclusion in the unclaimed property report?
정답: C
문제5
When is it possible for a bank to be exempted from compliance with some of the Government Securities Act custodial regulations?
When is it possible for a bank to be exempted from compliance with some of the Government Securities Act custodial regulations?
정답: C
문제6
Which of the following credit arrangements would most likely be considered a purpose credit because it is indirectly secured by margin stock?
Which of the following credit arrangements would most likely be considered a purpose credit because it is indirectly secured by margin stock?
정답: B
문제7
is any company of which the bank is a subsidiary or any other subsidiary of the same company of which the bank is a subsidiary.
is any company of which the bank is a subsidiary or any other subsidiary of the same company of which the bank is a subsidiary.
정답: A
문제8
Country A (a foreign country that is boycotting Country B, another foreign country) has ordered goods from ABC, a U.S. corporation. Country A has opened a letter of credit with Overseas, Inc. , a foreign bank. The letter of credit specifies that ABC must certify that it does not do business with Country B.
Overseas, InC. , sends a telegram to First National Bank, a U.S. bank, stating the major terms and conditions of the letter of credit and asking First National Bank to confirm the letter of credit. The telegram does not state the boycott provisions. Overseas mails the letter of credit to First National Bank and asks First National Bank to confirm it. What may First National Bank do?
Country A (a foreign country that is boycotting Country B, another foreign country) has ordered goods from ABC, a U.S. corporation. Country A has opened a letter of credit with Overseas, Inc. , a foreign bank. The letter of credit specifies that ABC must certify that it does not do business with Country B.
Overseas, InC. , sends a telegram to First National Bank, a U.S. bank, stating the major terms and conditions of the letter of credit and asking First National Bank to confirm the letter of credit. The telegram does not state the boycott provisions. Overseas mails the letter of credit to First National Bank and asks First National Bank to confirm it. What may First National Bank do?
정답: D
문제9
Which of the following is NOT a factor considered by the Federal Reserve Board when it evaluates an application under Regulation Y?
Which of the following is NOT a factor considered by the Federal Reserve Board when it evaluates an application under Regulation Y?
정답: D